Crap, crap, crap

aw crap.

31 years accident free driving, 26 years since my last ticket.

all shot to crap in a moment.

Rear ended a minivan today, low speed, 20mph no one hurt, but a couple of grand in damage. got a ticket for following to close.

There goes my insurance rates.

I got talked to by a Sheriff today for driving my tractor in town. Not pulled over, just talked to. Guess thats the end of that.

I feel your pain. Last week, I got my first ticket in 17 years. Honestly, I speed regularly. Not insane, just 10-20K over the limit. But- I had spent all day working outside in the heat, and simply... wasn't... paying... attention in a known hot zone. Dammit!

woah sucks for that! i dont really want to get in an accident anytime soon:P my insurance rates are high enough as a Teenager, hopefully your insurance doesn't go up too much but i guess if it does you can look on the bright side, its not as high as some peoples rates.

that sucks :l i god rearended on jan 8th and it wasnt that bad the girl was texting and driving she had no license she had a perment and no adult was with her but she was doing 30 in a 15mph school zone and hit my van i felt bad for here little ford ranger my van's bumper didnt get hurt much but her little truck was bad it broke the engine mounts busted her rad and bent the frame well thats what the insurance company told me i think if i didnt have my tow hitch on i think it wouldnt of messed up that truck as bad

Went out and got some estimates today,

It's a write off, repairs will be more than the van is worth if I get it done at a bodyshop.

I'm going to take a look at what I would need to fix it here.

Wouldn't be the first time I've jacked out a body panel.

Chopperhed wrote:

Went out and got some estimates today,

It's a write off, repairs will be more than the van is worth if I get it done at a bodyshop.

I'm going to take a look at what I would need to fix it here.

Wouldn't be the first time I've jacked out a body panel.

thats good news man

Jay_Rod wrote:

Chopperhed wrote:

Went out and got some estimates today,

It's a write off, repairs will be more than the van is worth if I get it done at a bodyshop.

I'm going to take a look at what I would need to fix it here.

Wouldn't be the first time I've jacked out a body panel.

thats good news man

Not Really, if I go through insurance and take the pay out, my rates go through the roof, and I have to come up with the balance to buy a newer vehicle. Probably a couple grand plus the 500 deductible.

I can buy a newer van outright for a little more, and save my rates,

Or I can fix it myself. for a few hundred bucks, and put up with slightly mismatched paint. Only painted parts are the bumper and hood.

Chopperhed wrote:

Jay_Rod wrote:

Chopperhed wrote:

Went out and got some estimates today,

It's a write off, repairs will be more than the van is worth if I get it done at a bodyshop.

I'm going to take a look at what I would need to fix it here.

Wouldn't be the first time I've jacked out a body panel.

thats good news man

Not Really, if I go through insurance and take the pay out, my rates go through the roof, and I have to come up with the balance to buy a newer vehicle. Probably a couple grand plus the 500 deductible.

I can buy a newer van outright for a little more, and save my rates,

Or I can fix it myself. for a few hundred bucks, and put up with slightly mismatched paint. Only painted parts are the bumper and hood.

Thats why I want a classic truck. Nothing a bit of sheetmetal and bondo cant fix.

Doug Fackler wrote:

Chopperhed wrote:

Jay_Rod wrote:

Chopperhed wrote:

Went out and got some estimates today,

It's a write off, repairs will be more than the van is worth if I get it done at a bodyshop.

I'm going to take a look at what I would need to fix it here.

Wouldn't be the first time I've jacked out a body panel.

thats good news man

Not Really, if I go through insurance and take the pay out, my rates go through the roof, and I have to come up with the balance to buy a newer vehicle. Probably a couple grand plus the 500 deductible.

I can buy a newer van outright for a little more, and save my rates,

Or I can fix it myself. for a few hundred bucks, and put up with slightly mismatched paint. Only painted parts are the bumper and hood.

Thats why I want a classic truck. Nothing a bit of sheetmetal and bondo cant
fix.

AMEN to that lol

Here's the Kicker. I have full collision coverage, so I went out and got some estimates.

Started at 2400, and ran up to 6500.

The van with the mileage and options, is only worth 4500 with a good interior.

My interior is shot, since I gutted the seats and seatbelts, and use it as a shop truck, toy hauler and camper.

I figure I could have got 2200 from the Insurance, and I'd be out a set of wheels that I really like.

The van just kicked over 120k miles, (200K Klicks), it runs great, and is solid otherwise.

I cant get a newer van with less miles. their just aren't any around privately.

yada yada yada, and I decided to screw the insurance, and fix it myself.

cost me 147.79, and an hour, to strip bumper, grille and hood from a donor. The OL volunteered to help

The bumper is a perfect match on the paint color, good enuff for me, got a new grill, and a spare hood.

took me 4 hours to swap out the parts, hydraulically pull the rad support straight, and reassemble.

screw the collision, I aint paying for it any more.

what kind of van do you have?

Nice guys

mudmonkey06 wrote:

what kind of van do you have?

Its a 99 GMC Safari, same as the Chev Astro